Senior Leadership

Rajul Bhargava: Accomplished finance professional, National Merit Scholar, and advocate for affordable housing and the environment.

Possessing a three-decade tenure in the finance and housing industries, Rajul Bhargava holds the position of Executive Director and CEO at DMI Housing Finance. With his deeply entrenched expertise in P&L management, business development, and credit lifecycle, he specializes in building high-yield portfolios with lower credit costs, particularly in Home Loans and Loan against Property.

He has held prominent positions at HDFC Ltd, ICICI Bank, and Fullerton, and played a crucial role as a founding member at India Shelter Housing Finance. Notably, he established the micro-housing credit vertical at DCB Bank, facilitating affordable homeownership for low-income individuals.

Driven by a passion for the environment, Rajul is also the founder of RB Plantation, an organization dedicated to enhancing the environment through plantation initiatives.

Sameer Mahajan is the Chief Business Officer for DMI Housing Finance.

He has over 19 years of experience in the finance industry with expertise across functions of sales, credit, and operations. Prior to joining DMI, he worked with Indiabulls Housing Finance Ltd as a Zonal Business Manager. He helped in setting up the organization in its initial years and had a major contribution to opening offices in new locations, building up brand recall, and scaling up business numbers. He also worked with ICICI Bank Ltd.He has done his MBA in Marketing & Finance from Guru Nanak Dev University Amritsar, Punjab.

Jatinder Bhasin oversees the Operations, Compliance and Internal Audit for the DMI Group.

With over twenty years of finance and operations experience, Jatinder has an extensive background in strategic planning, general management, corporate finance, controllership, financial planning and analysis, tax, operations and risk management. Prior to joining DMI, Jatinder spent over 18 years with General Electric, where he was richly exposed to several businesses (Capital, Global Operations, Energy, Lighting) in different stages of growth cycle in both developed & emerging economies across US, Europe and Asia. Amongst many roles, Jatinder was the Chief Financial Officer for their Money Servicing business (with operations in India, Philippines and Guatemala) and was also heading senior project management role for Global Operations across Asia Pacific.

Jatinder graduated with Bachelor’s Degree in Mechanical Engineering in India, before completing MBA (Finance) and MS (Operations Management) from US. He is also a graduate of GE’s prestigious Corporate Audit Staff and Financial Management Programs.

Yatharth is the Chief Risk and Strategy Officer at DMI Housing Finance. In his role, he oversees various important functions such as Risk, Credit, Operations, Legal, and Fraud Control.

He is focused on leading the company's efforts in digitization and automation. With a strong background in finance spanning more than a decade and a half, he has worked in diverse roles in credit analysis, investment banking, business strategy, and structured finance. Prior to joining DMI, Yatharth held positions at Care Ratings and Polestar. He holds the titles of Ranker CA and CFA Charter Holder.

Pooja Malik has overall responsibility for Human Resource management for the DMI Group.

A seasoned HR professional, with a successful track record in strategic HR leadership positions, including end-to-end HR Management in varied cultures and industries, Pooja Malik designs and implements initiatives related to HR transformation strategies, talent and performance, compensation, R&R programs, talent acquisition & sourcing, talent development and engagement programs across functions and levels, etc.

Anmol Nayyar manages strategic relationships for the DMI Group, in addition to which he has other key responsibilities across DMI Group businesses.

With over 15 years of experience in advisory and financial services and as an entrepreneur, Anmol started his career as a lawyer helping build the India practice at Ashurst in London, after which he was an entrepreneur in financial services, building cross-border Europe-India platforms in private equity and investment banking before joining DMI.

He graduated from Reed College in 2000 with a Bachelor of Arts Degree (Phi Beta Kappa) and holds the degree of Juris Doctor from the Northwestern College of Law. He is an active angel investor and an advisor to the UK Government in relation to entrepreneurship globally.

Saurabh Nigam oversees IT Operations and leads initiatives in IT solutions for the DMI Group.

He has over 20 years of experience managing IT functions in the financial services sector. Prior to joining DMI, he served as the Director IT of CRISIL Limited and has also worked at Computer Age Management Services, Tata Consultancy Services, HCL Technologies and Scandent Solution. He has the distinction of being named amongst the Top 100 Future CIOs of India in 2013 by IT NEXT magazine.

He has a Masters Degree in Engineering and Business Administration from the Indian Institute of Science (I.I.Sc), Bangalore.

Niraj Khandelwal is the Group Chief Financial Officer at DMI, responsible for the seamless integration of finance, accounts, and taxation across all business units. He ensures robust financial processes and controls, including management reporting, financial analysis, and tax compliance, while maintaining relationships with regulatory bodies and financial analysts. As part of the Senior Management team, Niraj helps shape the strategic vision for DMI and provides financial insights to the Board of Directors.

Niraj brings more than 26 years of experience in banking and financial services, having worked at Credit Suisse/UBS, IL&FS Investmart, and JM Morgan Stanley Direct.

He is a Chartered Accountant and holds a Bachelor of Commerce from the University of Mumbai.

Rachit Gupta is the Group Head of Treasury at DMI, where he leads the group’s liabilities function, overseeing fund-raising, investments, securitization, liquidity, and asset-liability management (ALM). His role is pivotal in managing strategic relationships with various stakeholders and seamlessly integrating strategy and execution across the group’s liabilities functions. He is responsible for establishing and nurturing relationships with investors at the group level.

He is a seasoned Treasury, Banking, Capital Markets and Strategic Finance professional with over two decades of rich experience spanning both public and private sector financial services. During his multiple stints, he has led several initiatives in Treasury, Finance and Balance sheet management across spheres, size, complexity and geography.

Prior to joining DMI, he held senior positions at Sumitomo Mitsui Financial Group, Edelweiss Financial Services and Power Finance Corporation. He is a Chartered Accountant and a Business Management Post Graduate from IMT, Ghaziabad.