Get your Home Loan Balance Transfer

Home Loan - Balance Transfer

Our home loans can be availed for Balance Transfers only on self-occupied residential properties. You can avail a maximum loan amount of ₹30 lacs.

Minimum Loan Amount:

2 lacs

Maximum Loan Amount:

30 Lacs

Minimum Tenure:

1 Year

Maximum Tenure:

25 Years

Loan To Value:

Minimum- 75% , Maximum -85%

ROI Range:

Minimum – 11.5%, Maximum -15%

Home Loan Balance Transfer Documentation

Purpose	Documents
Identity Proof (Any One)	1. Valid Passport
	2. Voter ID Card
	3. Aadhaar Card
	4. PAN Card
	5. Valid Driving Licence
Age Proof (Any One)	1. Valid Passport
	2. Voter ID Card
	3. Aadhaar Card
	4. PAN Card
	5. Valid Driving Licence
Address Proof (Any One)	1. Valid Passport
	2. Voter ID Card
	3. Aadhaar Card
	4. PAN Card
	5. Valid Driving Licence
	6. Latest Electricity Bill
	7. Latest Utility Bill (Telephone (MTNL/BSNL/ Non Private Service Provider), Water Bill, Property Tax Receipt)
Income Proof	Salaried
	1. Salary Slips/6 month's Bank Statements / Form-16
	2. Salary Certificate (Cash Salaried Cases)
	Self-Employed
	1. IT Returns and/or Financial Statements of last 3 years / 1 year Bank statement
	and/or
	2. Informal Income Documents
Other Documents	1. Application form with photograph duly signed
	2. Processing fee cheque
	3. Proof of business existence
	4. Last 1 year Bank statements
Property-related documents	1. Title Deeds of the Plot
Property-related documents	2. Proof of no encumbrances on the property
Application Form	Completely Filled application form from all Applicant & Co-applicants